This may be of some use to you, found it on a windows forum:
- https://www.opendns.com/home-internet-security/
- free options.
Stop acting rich and start acting like a millionare
I’ve got a 92 Toyota w/251k on it and it runs just fine. 
Play defense with old XP operating system
Protecting your PC from attacks, malware, and data loss has become a higher priority as we are more ‘connected’ than ever.
A useful PC World article give this advice:
- Only use administrator account to install/uninstall programs – work on a limited access account sign in
- Don’t use Microsoft products on your XP – old Office versions, IE, Outlook, etc.
- Disable or uninstall: Java, Flash, and Reader
- Use antivirus software that is actively being updated.
Tips that I’ll add:
- Use passwords on your files. Its amazing how many customer/clients of ours that have me sit at their PC’s have no sign in for their programs &/or files. Even if they are simple passwords, you’ll discourage someone that has casual access to your PC or in case your laptop is lost or PC is stolen.
- Keep back up files on removable drives that you can place in your home safe.
- Yes, I practice these steps and recommend them to you.
There you have it, don’t say I didn’t warn you.
Healthcare.gov – aka: Obamacare aka: Affordable Health Care Act
- After which you’ll need to wait until next years sign up time.
- Or pay greater of: $95/person or 1% of income as penalty
- Or apply for Medicare/ Medicaid if……..
Under 133% of poverty level ?
Hardship exemptions available:
More info: http://www.freep.com/article/99999999/FEATURES08/130826005&template=theme&theme=AFFORDABLEHEALTHCARE
Faith based business blog site – LIKE
These are ‘magazine difficulty’ articles, ie, easy informational reading.
Retiree states of value
The least tax-friendly states for retirees are…
Think CA, CT, MN, NM, etc
http://finance.yahoo.com/news/the-least-tax-friendly-state-for-retirees-174649409.html
We refinanced our underwater mortgage
‘……We decided to go with the FHA Streamline refinance, which does not require an appraisal.
I contacted our broker with our decision, and he sent us a list of items he would need, as well as a ton of paperwork to sign.
With the FHA Streamline, we didn’t need to prove our income or have any equity in our house. All we needed to do was prove that I was employed and that we indeed owned the current mortgage to the house……’
Get Free Internet
Two service providers – FreedomPop and NetZero – are giving away limited amounts of free data every month. So if you’re an Internet junkie, you can now find dirt-cheap broadband access that lets you connect anywhere you go.
1 in 5 credit reports need correction.
If you are of the 20% of holders of a credit history showing errors, here’s some helpful links:
http://finance.yahoo.com/news/step-step-guide-disputing-credit-110053903.html
==============
http://www.myfico.com/CreditEducation/Rights/FixingAnError.aspx
http://www.myfico.com/crediteducation/rights/sampleletter.aspx
Make Free Calls On Your Smart Phone
Always like these articles:
Net Worth 101 . com 